CDs and IRAs
Certifcate of Deposit
Earn a higher yield with flexible terms. HAB CDs offers safety and return that is guaranteed for the term of the CD.
HAB Bank offers you a full range of CD products, as well as a host of value-added services, so you're sure to find the right plan to meet your needs.
We offer a full range of Certificate of Deposit products with terms as short as one month and as long as seven years. Open your CD account today and get a competitive rate of interest with the security of knowing your deposit is insured by the FDIC.
For the most up-to-date rate information, additional information about our accounts or to see our Schedule of Fees and Services please visit your nearest Branch.
Why HAB CD?
- High Yield
- FDIC Insured
- Guaranteed Return
- Peace of Mind
Individual Retirement Account
Whether retirement is close at hand or a distant dream, a little bit of planning can go a long way. An Individual Retirement Account (IRA) is a popular retirement plan that provides tax-advantaged savings for retirement. It can be used as an effective way to supplement other long-term savings vehicles. While your money is in an IRA, you don't pay any current income tax on the interest earned. This means that your savings can compound more quickly than in a taxable account. And with a choice of IRAs, there’s one to address the needs of just about anyone.
IRA Comparison
There are two types of IRAs available for your annual contributions: Traditional IRAs and Roth IRAs.
Traditional IRA A tax-deferred personal savings plan that allows income earners to make annual contributions, which may be tax-deductible.
Roth IRA
A personal savings plan that allows qualified investors to make non-deductible annual contributions with after tax dollars and to withdraw principal and earnings tax-free under certain conditions.
Retirement Plan Rollovers
Whether you are retiring or changing jobs, we can help roll over the funds in your retirement plan into an IRA. An IRA rollover can help you consolidate your retirement plan and defer taxes.
* Early withdrawal penalties apply on CDs and IRAs. Qualifying Checking or Saving account is required.