Rates: New York & New Jersey
MM/Certificates of Deposit: Manhattan Branch
| Term | Annual % Yield* | Interest Rate |
|---|---|---|
| Money Market | 0.60% | 0.5982% |
| 3 Months | 4.50% | 4.402% |
| 6 Months | 4.40% | 4.307% |
| 12 Months | 4.25% | 4.163% |
| 18 Months | 3.00% | 2.956% |
| 24 Months | 3.00% | 2.956% |
| 36 Months | 3.00% | 2.956% |
| 48 Months | 3.00% | 2.956% |
| 60 Months | 3.00% | 2.956% |
* - Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. Business CD requires a qualifying business checking account.
IRA Certificates: Manhattan Branch
| TERM | Annual % Yield* | Interest Rate |
|---|---|---|
| Variable | As per CD rates | As per CD rates |
| 12 Months | As per CD rates | As per CD rates |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. Business CD requires a qualifying business checking account.
MM/Certificates of Deposit: Queens, New Jersey and Hicksville Branches
| Term | Annual % Yield* | Interest Rate |
|---|---|---|
| Money Market | 0.60% | 0.5982% |
| 3 Months | 4.50% | 4.402% |
| 6 Months | 4.40% | 4.307% |
| 12 Months | 4.25% | 4.163% |
| 18 Months | 3.00% | 2.956% |
| 24 Months | 3.00% | 2.956% |
| 36 Months | 3.00% | 2.956% |
| 48 Months | 3.00% | 2.956% |
| 60 Months | 3.00% | 2.956% |
* Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. Business CD requires a qualifying business checking account.
IRA Certificates: Queens, New Jersey and Hicksville Branches
| TERM | APY* | Interest Rate |
|---|---|---|
| Variable | As per CD rates | As per CD rates |
| 12 Months | As per CD rates | As per CD rates |
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. Business CD requires a qualifying business checking account.
| Savings- | Interest Rate | APY* |
|---|---|---|
| Statement Savings | 0.60% | 0.5982% |
*Annual Percentage Yield. Rates are subject to change. Minimum balance of $500 in Savings Account is required to earn posted APY. Minimum balance of $1,500 in Money Market Account is required to earn posted APY. Fees may reduce earnings. CD Compounded Daily. Savings Compounded Daily.
The annual Percentage Yield (APY) shown is effective as of November 14, 2024 and is available at an HAB Branch only.