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Wire Format Changes Effective July 14, 2025

PLEASE READ ABOUT THE WIRE FORMAT CHANGES EFFECTIVE JULY 14, 2025

CDARS

Ensure your large deposits remain insured under FDIC guidelines

If you maintain deposits beyond the $250,000 FDIC threshold, you can protect your funds using the Certificate of Deposit Account Registry Service (CDARS). Meanwhile, you'll continue to work exclusively with HAB Bank.

  • Access multi-million-dollar FDIC insurance on your CD investments for greater peace of mind
  • Negotiate one interest rate per maturity rather than negotiating multiple rates or tallying disbursements manually
  • Choose various maturities ranging from four weeks to five years as they suit your investment needs
  • Use CDARS without worrying about annual fees, subscription fees, or transaction fees
  • Track all activity in a single, streamlined statement
  • You may be able to avoid the time-consuming task of collateralizing your deposits

 

*Early withdrawal penalties apply on both CDs and IRAs.

Certificates of Deposit

With fixed interest rates and terms ranging from 1 months to 7 years, our CD accounts are a great way to save money you don't need right away.

Personal Money Tracker

Having more control of your money just got easier. Open a HAB Bank account and we'll help you start tracking your budgets today.

eWires

Now you can combine the efficiency of a wire transfer with the convenience of personal or business Online Banking.

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